Sharlene Downs

Welcome to Sharlene Downs State Farm! With over 70 years of combined insurance experience, our friendly team is here to make insurance simple and help you protect what matters most.

A Personal Note from Sharlene

"One of the things I value most about being a State Farm agent is the relationships we build with our customers. I want everyone who contacts our office to feel welcomed, listened to, and confident that our team genuinely cares about their insurance needs."

We proudly serve individuals, families, and business owners throughout Chanhassen, Excelsior, Victoria, Eden Prairie, Edina, Minneapolis, and surrounding Minnesota communities. We also assist customers throughout Wisconsin.

Whether you're looking for Auto, Homeowners, Renters, Condo, Life, or Business Insurance, we're ready to help you explore coverage options that fit your needs and budget.

Experience the Difference of an Agency That Cares

At Sharlene Downs State Farm, we believe insurance is about more than policies and coverage. It's about people, relationships, and protecting what matters most.

We take pride in getting to know our customers, understanding their individual needs, and helping them make confident decisions about their insurance coverage.

Whether you're purchasing your first home, adding a teen driver, welcoming a new family member, or preparing for retirement, our team is here to help you navigate life's changes.

Is Your Insurance Keeping Up With Your Life?

Life changes, and your insurance needs can change right along with it.

Have you recently purchased a vehicle, bought a home, added a driver, started a business, or experienced another major life change?

Our team is happy to review your current coverage, discuss potential gaps, and explore available discounts. We want you to feel confident about your insurance decisions.

Insurance for Every Stage of Life

We offer a variety of insurance options, including:

• 🚗 Auto Insurance

• 🏡 Homeowners Insurance

• 🏢 Renters Insurance

• 🏘️ Condo Insurance

• ❤️ Life Insurance

• 💼 Business Insurance

• 🏍️ Motorcycle Insurance

• 🚐 RV & Camper Insurance

• 🚤 Boat Insurance

• ❄️ Snowmobile Insurance

• 🚜 ATV & UTV Insurance

• 🛡️ Personal Liability Insurance

• 🐕 Pet Insurance

FREQUENTLY ASKED QUESTIONS

Why choose a local State Farm agent?

Working with a local agent means having a dedicated team you can call, text, or visit when questions arise. We take time to understand your needs and provide personal guidance.

Can you help me compare my current insurance coverage?

Absolutely! We're happy to review your existing coverage, discuss your priorities, and provide a State Farm quote so you can compare your options.

Do you offer phone or virtual appointments?

Yes! We welcome customers into our Chanhassen office and offer phone and virtual appointments to fit your schedule.

How often should I review my insurance?

We recommend reviewing your insurance at least annually or whenever you experience a significant life change.

Let's Connect!

Conveniently located at 480 West 78th Street, Suite 103, Chanhassen, MN, our office is ready to welcome you.

Whether you're new to the area, exploring insurance options, or looking for an agency that values personal relationships and responsive service, we'd love the opportunity to earn your business.

Call, text, stop by, or start your State Farm quote online today.

We look forward to welcoming you to the Sharlene Downs State Farm family!